Even better than it sounds

  • Keep your current bank2
  • Earn reward points1
  • 24/7 White Glove Concierge Support
  • No credit check, no hidden fees, and no interest rates, ever.
Extra Debit Card
Good things come to
those who are Extra
Members increased their credit score by an average of 48 points by regularly swiping with Extra and practicing good credit habits.3
Pull up. Swipe up.
Glow up.
Most Extra cardholders are able to open 1-4 new credit cards in their first year of membership.3
Future you will be living the dream
Extra members were 2x more likely to open an auto loan and 3x more likely to open a mortgage than non-Extra members.3
Credit confidence thanks to a debit card.
Extra members who use the product as recommended were more likely to achieve and maintain good credit scores than consumers who demonstrated healthy credit behaviors alone.3

Our Plans

Up to 38% Savings
Monthly
Annually
Credit Building
Credit Building + Rewards
Debit that builds credit
White-glove Concierge Support 24/7
Extra Spend Tracking App
Best-looking debit card ever
Earn reward points for every purchase
Total cost
$20/mo
$25/mo
Credit Building
Debit that builds credit
White-glove Concierge support 24/7
Extra Spend Tracking App
Best looking debit card ever
Earn reward points for every purchase
Exclusive access to the Extra Rewards Store
Total cost
$20/mo
Credit Building + Rewards
Debit that builds credit
White-glove Concierge support 24/7
Extra Spend Tracking App
Best looking debit card ever
Earn reward points for every purchase
Exclusive access to the Extra Rewards Store
Total cost
$25/mo
Credit Building
Credit Building + Rewards
Debit that builds credit
White-glove Concierge Support 24/7
Extra Spend Tracking App
Best looking debit card ever
Earn reward points for every purchase
Total cost
$149 $240
a year
$199 $300
a year
Credit Building
Debit that builds credit
White-glove Concierge support 24/7
Extra Spend Tracking App
Best looking debit card ever
Earn reward points for every purchase
Total cost
$149 $240
a year
Credit Building + Rewards
Debit that builds credit
White-glove Concierge support 24/7
Extra Spend Tracking App
Best looking debit card ever
Earn reward points for every purchase
Total cost
$199 $300
a year
APPLY NOW

The Aligned Company d/b/a Extra (“Extra”) is a technology company, not a bank. The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank, N.A. (Member FDIC), pursuant to a license from Mastercard International. Loans provided by Lead Bank. This Card can be used everywhere Debit Mastercard is accepted.
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¹Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determination of your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your other financial transactions. Extra reports to Experian® and Equifax®. The Extra Debit Card and related services will not remove negative credit history from your credit report. Rewards points only available with rewards plan.  Membership fees apply. Please refer to our Terms of Service and Cardholder Agreement for additional details.
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²To transact with your Extra Debit Card, you must have an active, Plaid-compatible bank account linked to Extra’s services (“Partner Account”). If your Partner Account is disconnected from Extra services for any reason, you will not be able to use your Extra Debit Card. Within 30 days of the date of each transaction made using your Extra Debit Card, Extra will initiate one or more ACH debits to deduct equivalent funds from your Partner Account. These ACH debits typically deduct funds from your Partner Account within 2 to 3 business days after initiation by Extra.
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³Data based on a study of active Extra customers with good credit habits. Individual results may vary. To learn more, please see the full study at extra.app/study.