Extra debit card

Hey, we’re Extra 👋

Extra is the first debit card that builds your credit and earns reward points.

The Extra Difference

  • Build your credit
  • Keep your bank account
  • No interest or surprises
  • An amazing rewards store

Our mission is to make credit building safe and more accessible for everyone.

Starting at $20 per month

No credit check required!

Extra is a technology company. The Extra Debit Card is issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Mastercard USA. Extra reports on time and late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your other financial transactions. Extra reports to Experian® and Equifax®. Rewards points only available with rewards plan. Please refer to extra.app/policies for additional details.