
Hey, we’re Extra 👋
Extra is the first debit card that builds your credit and earns reward points.
The Extra Difference
- Build your credit
- Keep your bank account
- No interest or surprises
- An amazing rewards store
Our mission is to make credit building safe and more accessible for everyone.
Starting at $20 per month
No credit check required!
Extra is a technology company. The Extra Debit Card is issued by Evolve Bank & Trust,
Member FDIC, pursuant to a license from Mastercard USA. Extra reports on time and late
payments, which may negatively impact your credit score. Credit scores are
independently determined by credit bureaus based on a number of factors, including
your other financial transactions. Extra reports to Experian® and Equifax®. Rewards
points only available with rewards plan. Please refer to
extra.app/policies for additional details.