© 2024 The Aligned Company
d./b./a. Extra
NMLS #2341556
Contact Us: [email protected]
1The Aligned Company d/b/a Extra (“Extra”) is a technology company, not a bank.
The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC),
pursuant to a license by Mastercard International. Line of credit provided by Lead Bank.
This Card can be used everywhere Debit Mastercard is accepted. Extra is responsible for
credit reporting and reports on time and late payments, which may impact a credit bureau’s
determination of your credit score. Credit scores are independently determined by credit
bureaus based on a number of factors, including your other financial transactions. Extra
reports to Experian® and Equifax®. The Extra Debit Card and related services will not remove
negative credit history from your credit report. Rewards points only available with rewards
plan. Membership fees apply. Please refer to our
Terms of Service and
Cardholder Agreement for
additional details.
2To transact with your Extra Debit Card, you must have an active,
Plaid-compatible bank account linked to Extra’s services (“Partner Account”). If your
Partner Account is disconnected from Extra services for any reason, you will not be able to
use your Extra Debit Card. Within 30 days of the date of each transaction made using your
Extra Debit Card, Extra will initiate one or more ACH debits to deduct equivalent funds from
your Partner Account. These ACH debits typically deduct funds from your Partner Account
within 2 to 3 business days after initiation by Extra.
3Data based on a study of active Extra customers with good credit habits.
Individual results may vary. To learn more, please see the full study at
extra.app/study.
THIS IS A LOAN SOLICITATION ONLY. THE ALIGNED COMPANY IS NOT THE LENDER. INFORMATION
RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY.
THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO
FEDERAL LENDING LAWS.